WE ARE FCA APPROVED & CAN ACCEPT FINANCE FROM MULTIPLE LEADING LENDERS (We are a credit broker not a lender)

We are FCA approved and work with a wide panel of lenders.

At ST-RS Automotive Ltd we work with many, industry leading, multi-award winning finance partners who specialise in providing highly competitive vehicle finance packages. Representative APR 8.9%.

Our lenders will let you spread the cost over up to five years, with a pre-agreed interest rate that's fixed for the duration of the agreement.

We specialise in sourcing high quality hot hatches and performance cars so you can be assured you're getting the very best vehicles on the market. Our aim is to bring great value motors that have been prepared to excellent standards to enthusiasts & new customers alike.

We are small team & are passionate about what we do and aim to get you the very best deal possible, we always offer honest advice, providing our clients both the time & information required to make the best descision. The standard and presentation of our vehicles sell themselves. We always aim to build repeat business along with happy clients.

HIRE PURCHASE

The perfect finance option for cars up to 15 years old, providing you the ability to choose between a cash deposit, using your existing car as a deposit or even no deposit.

The car is payed for in fixed monthly instalments over the period of the pre-agreed contract. We can offer terms from 12 to 60 months. During this time you have full use of the car & once the contract is complete, you own your car outright.

At ST-RS Automotive we work with a wide range of trusted, industry leading & multi-award winning finance partners who specialise in providing highly competitive vehicle finance packages so we can tailor a finance agreement to suit your needs.

(Subject to approval)

PERSONAL CONTRACT PURCHASE (PCP)

PCP provides added financial flexablilty compared to a Hire Purchase agreement, this is due to part of the cost being deferred to the end of the agreement in the form Guaranteed Future Value (GFV) also known as a ballon payment. This may give you the benefit of lower monthly payments, with the option to:

  1. Part-exchange your vehicle & use any equity above the Guaranteed Minimum Future Value as an initial deposit on your next car.   

  2. Keep your vehicle & simply pay the Guaranteed Minimum Future Value to retain ownership.    

  3. Refinance the final balloon payment.    

  4.  Return your vehicle and have nothing further to pay, subject to vehicle condition and within the agreed mileage terms. (Subject to terms and conditions).

ST-RS Automotive Ltd is a credit broker not a lender. As an authorised credit broker, ST-RS Automotive Ltd has access to a panel of lenders which may be able to assist you in financing your purchase. ST-RS Automotive Ltd is authorised and regulated by the Financial Conduct Authority. FRN - 1013511